Monterey County 2026 loan limits

2026 FHA and conforming loan limits for Monterey County, California, for homes of 1 to 4 units.

Loan limits by number of units

1 unit: conforming $994,750, FHA $994,750

2 units: conforming $1,273,450, FHA $1,273,450

3 units: conforming $1,539,350, FHA $1,539,350

4 units: conforming $1,913,000, FHA $1,913,000

Metro area: SALINAS, CA. Median price: $865,000.

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